Rules and Regulations of the State of Georgia
 

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charset=UTF-16"> </HEAD> <div id="infobar"><a href="javascript:;" accesskey="r" Name="Route" title="Route" class="quickkey"><em class="mnemonic">R</em>oute </a>:<div class="searchtips" style="float:right;margin-right:10px;color: rgb(47, 79, 79);"> <a style="text-decoration:none;color: rgb(47, 79, 79);" title="search tips" name="searchtip" href="../help.aspx#searching" target="_blank"><em class="mnemonic">S</em>earch tips</a></div><ul class="breadcrumb"> <li><a href="/GAC" name="GAC" title="GAC">GA R&amp;R</a></li> <li>&raquo; <a href="/GAC/120" title="120">Department 120</a></li> <li>&raquo; <a href="/GAC/120-2" title="120-2">Chapter 120-2</a></li> <li>&raquo; Subject 120-2-14</li> </ul> </div> </div><div id="doc" class="container"> <div id="doc-content" class="content"> <h1><nllsubject>Subject 120-2-14 GEORGIA AUTOMOBILE INSURANCE PLAN</nllsubject></h1> <h2><a href="/GAC/120-2-14-.01" name="120-2-14-.01" title="120-2-14-.01">Rule 120-2-14-.01 Authority</a></h2> <h2><a href="/GAC/120-2-14-.02" name="120-2-14-.02" title="120-2-14-.02">Rule 120-2-14-.02 Purpose</a></h2> <h2><a href="/GAC/120-2-14-.03" name="120-2-14-.03" title="120-2-14-.03">Rule 120-2-14-.03 Definitions</a></h2> <h2><a href="/GAC/120-2-14-.04" name="120-2-14-.04" title="120-2-14-.04">Rule 120-2-14-.04 Administration of the Plan</a></h2> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.04(1)">(1)</a></td> <td valign="top" style="text-align:left" class="leftalign"> The Plan shall be administered by a Governing Committee and Manager. The Committee may consist of twelve (12) representatives. Eight (8) representatives will be elected from among Plan subscriber companies, two (2) from each of the following classes of companies: American Insurance Association, Georgia Association of Property and Casualty Insurance Companies, Property Casualty Insurers Association of America, and Non-Affiliated Insurance Companies. Each of the eight (8) shall be submitted to the Commissioner for approval prior to election. <P>Two (2) representatives will be appointed by the Committee from the users of the Plan for a two (2) year term. These two (2) nominees selected by the Committee shall be approved by the Commissioner prior to being appointed. These two representatives will not have the right to vote in matters pertaining to the determination and fulfillment of quotas, Commercial Automobile Insurance Procedure participation, nor the cost to administer the Plan.</P> <P>Two (2) representatives may be appointed at the discretion of the Commissioner from subscribers, users of the Plan, or the public. The users of the Plan and public representatives will not have the right to vote in matters pertaining to the determination and fulfillment of quotas, Commercial Automobile Insurance Procedure participation, nor the cost to administer the Plan.</P> </td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.04(2)">(2)</a></td> <td valign="top" style="text-align:left" class="leftalign"> For voting purposes, a quorum shall consist of a majority of the members currently serving on the Committee. If the Committee consists of an even number of members, however, a majority shall constitute one-half of those members but shall not be less than five members.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.04(3)">(3)</a></td> <td valign="top" style="text-align:left" class="leftalign"> Each subscriber company serving on the Committee shall designate a representative to act on its behalf. This representative shall be either (1) a salaried employee or officer of the named subscriber company or (2) a salaried employee or officer of another subscriber company from a group of companies under the same management as the named subscriber company. A salaried employee or officer of the holding company of the named subscriber company may also be designated as the representative. No more than one (1) company in a group under the same management shall serve on the Committee at the same time. A company leaving its class of companies shall resign its seat at the next meeting of the Committee.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.04(4)">(4)</a></td> <td valign="top" style="text-align:left" class="leftalign"> Biennially, on a date fixed by the Committee, such respective class of companies heretofore described shall elect its representatives to the Committee to serve for a period of two (2) years or until a successor is elected. Similarly, those elected representatives shall biennially, on a date fixed by the Committee, appoint the two representatives from among the users of the Plan.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.04(5)">(5)</a></td> <td valign="top" style="text-align:left" class="leftalign"> A majority of such subscriber companies shall constitute a quorum and voting by proxy shall be permitted. A company may not appoint more than one (1) company in its class of companies to exercise its proxy.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.04(6)">(6)</a></td> <td valign="top" style="text-align:left" class="leftalign"> The notice of each biennial meeting shall be accompanied by an agenda for such meeting. At the biennial meeting, a company may cast one (1) vote for each vacant seat on the Committee for its class of companies and it may not cast two (2) votes for one seat. Forty-five (45) days notice of the biennial meeting shall be given in writing to all companies which are subscribers to the Plan.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.04(7)">(7)</a></td> <td valign="top" style="text-align:left" class="leftalign"> A vacancy on the Committee shall be filled by the respective organization (American Insurance Association, Georgia Association of Property and Casualty Insurance Companies or Property Casualty Insurers Association of America) who shall appoint a successor to serve until the next biennial meeting. If a non-affiliated company vacancy occurs, a successor to serve until the next biennial meeting shall be elected by the non-affiliated companies. If a user of the Plan representative vacancy occurs, a successor to serve until the next biennial meeting shall be appointed by the committee.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.04(8)">(8)</a></td> <td valign="top" style="text-align:left" class="leftalign"> A subscriber company seat not appointed by the American Insurance Association, Georgia Association of Property and Casualty Insurance Companies, Non-Affiliated Insurance Companies, or Property Casualty Insurers of America by the appointment deadline shall be filled as determined by the Committee.</td> </tr> </table> <h2><a href="/GAC/120-2-14-.05" name="120-2-14-.05" title="120-2-14-.05">Rule 120-2-14-.05 Duties of Governing Committee</a></h2> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.05(1)">(1)</a></td> <td valign="top" style="text-align:left" class="leftalign"> The Committee shall meet at least twice per year and as often as may be required to perform the duties of administration of the Plan. The Committee will be empowered and shall appoint a manager, budget expenses, levy assessments, disburse funds and perform all duties essential to the proper administration of the Plan.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.05(2)">(2)</a></td> <td valign="top" style="text-align:left" class="leftalign"> Annually, the Manager shall prepare an operating budget in the prescribed manner for submission to the Committee. Such budget shall be approved by the Committee and furnished to the subscribers on request. Any expenditure in excess of or not included in the annual budget shall be approved by the Committee.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.05(3)">(3)</a></td> <td valign="top" style="text-align:left" class="leftalign"> Upon request, the Committee will furnish to any subscriber a written annual report of operations of the Plan in such form and detail as the Committee may determine.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.05(4)">(4)</a></td> <td valign="top" style="text-align:left" class="leftalign"> The Committee shall file with the Commissioner a manual including rates and manual rules in such detail as may be necessary for distribution and processing of automobile insurance applications received from applicants, the contents of such manual being known as the Plan.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.05(5)">(5)</a></td> <td valign="top" style="text-align:left" class="leftalign"> The Committee shall file necessary and suitable amendments to the Plan as required for the continued effective operation of the Plan.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.05(6)">(6)</a></td> <td valign="top" style="text-align:left" class="leftalign"> The Commissioner shall, within thirty (30) days of receipt of a filing as required in paragraphs (4) or (5) above, approved or disapproved such filing, provided, however, the Commissioner may extend by not more than thirty (30) days the period within which he may approve or disapprove the filing by giving written notice to the Committee of the extension before the expiration of the initial thirty-day period.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.05(7)">(7)</a></td> <td valign="top" style="text-align:left" class="leftalign"> If the Committee fails to submit an acceptable Plan within thirty (30) days of the effective date of this Regulation, or if at any time fails to submit necessary or suitable amendments thereto, the Commissioner shall, after consultation with insurance companies authorized to issue automobile policies in this State and after notice and hearing, adopt and promulgate such reasonable Plan as is necessary or advisable to effectuate the provision of this Regulation.</td> </tr> </table> <h2><a href="/GAC/120-2-14-.06" name="120-2-14-.06" title="120-2-14-.06">Rule 120-2-14-.06 Plan Composition</a></h2> <h2><a href="/GAC/120-2-14-.07" name="120-2-14-.07" title="120-2-14-.07">Rule 120-2-14-.07 Participation in the Plan</a></h2> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.07(1)">(1)</a></td> <td valign="top" style="text-align:left" class="leftalign"> Each subscriber shall pay a minimum annual fee of $25.00 and a Plan Fee of $25 and the basis used for distribution of risks under Distribution and Assignments of Applicants section of the approved Plan shall be used as the basis of apportionment of all expenses incurred in excess of the minimum fee except that credits allowed to reduce assignments shall not be considered in the apportionment of expenses.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.07(2)">(2)</a></td> <td valign="top" style="text-align:left" class="leftalign"> The Committee may abate or defer in whole or in part the assignment of risks to a subscriber for good cause. When such action is contemplated, the Commissioner shall be promptly notified prior to the intended action being effective.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.07(3)">(3)</a></td> <td valign="top" style="text-align:left" class="leftalign"> Each subscriber shall fully participate in the Plan, comply with paragraphs (1) and (2) above and comply with all rules and procedures of the Plan and guidelines of the Committee, as a condition of their authority to transact or continue to transact insurance in Georgia.</td> </tr> </table> <h2><a href="/GAC/120-2-14-.08" name="120-2-14-.08" title="120-2-14-.08">Rule 120-2-14-.08 Right to Appeal</a></h2> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.08(1)">(1)</a></td> <td valign="top" style="text-align:left" class="leftalign"> The Committee may hear any appeal from an applicant, insured, producer or company on a matter pertaining to the proper administration of the Plan. Each notice of cancellation or denial of insurance under the provisions of the Plan shall contain or be accompanied by a statement that the insured or applicant has a right of appeal to the Committee. The action of the Committee may be appealed to the Commissioner, in accordance with O.C.G.A. Section <a href="https://links.casemakerlegal.com/states/ga/books/Code_of_Georgia/browse?ci=25&amp;id=gasos&amp;codesec=33-2-17&amp;title=33#" target="_newtab">33-2-17</a>.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.08(2)">(2)</a></td> <td valign="top" style="text-align:left" class="leftalign"> The Plan shall promptly notify the company, the insured, or applicant, and the producer of record of the disposition of the appeal, which notification in the case of refusal to sustain a cancellation shall include notice that upon payment of the deposit premium to the company, a policy or binder will be issued.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.08(3)">(3)</a></td> <td valign="top" style="text-align:left" class="leftalign"> An appeal shall not operate as a stay of cancellation. Provided, however, that if either the Committee or the Commissioner refuse to sustain the cancellation, the insurer which issued the policy or binder shall, within two (2) working days after receipt of the deposit premium, which must be received within thirty (30) days after determination of the appeal, issue a new policy or binder. Such policy shall be issued for a period of one (1) year from the date of issuance. The balance of the premium shall be payable as provided in the Plan rules.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.08(4)">(4)</a></td> <td valign="top" style="text-align:left" class="leftalign"> The Commissioner shall be the final authority in all matters relating to the interpretation and enforcement of this Chapter, except insofar as his orders may be reversed or modified by the courts.</td> </tr> </table> <h2><a href="/GAC/120-2-14-.09" name="120-2-14-.09" title="120-2-14-.09">Rule 120-2-14-.09 Filing of Rates, Rating Systems, Rating Plans, Underwriting Rules and Policy Forms</a></h2> <h2><a href="/GAC/120-2-14-.10" name="120-2-14-.10" title="120-2-14-.10">Rule 120-2-14-.10 Statistical Agent</a></h2> <h2><a href="/GAC/120-2-14-.11" name="120-2-14-.11" title="120-2-14-.11">Rule 120-2-14-.11 Insurers Required to Provide Statistics, Data and Information to Statistical Agent</a></h2> <h2><a href="/GAC/120-2-14-.12" name="120-2-14-.12" title="120-2-14-.12">Rule 120-2-14-.12 Hearing</a></h2> <h2><a href="/GAC/120-2-14-.13" name="120-2-14-.13" title="120-2-14-.13">Rule 120-2-14-.13 Commissions</a></h2> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.13(1)">(1)</a></td> <td valign="top" style="text-align:left" class="leftalign"> Unless other arrangements have been made with the Commissioner, the commission under the Plan shall be as follows in paragraphs (2) through (5).</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.13(2)">(2)</a></td> <td valign="top" style="text-align:left" class="leftalign"> For long haul trucking risks and public passenger carrying vehicles other than church and school buses, five (5%) percent of the policy premium for commission to a licensed producer designated by the insured.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.13(3)">(3)</a></td> <td valign="top" style="text-align:left" class="leftalign"> For other risks, ten (10%) percent of the policy premium for commission to a licensed producer designated by the insured.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.13(4)">(4)</a></td> <td valign="top" style="text-align:left" class="leftalign"> On any risk rated and domiciled outside of this State, the licensed producer may be paid only that portion of the producer's commission specified above which is permissible under the laws of the state in which the risk is rated and domiciled.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.13(5)">(5)</a></td> <td valign="top" style="text-align:left" class="leftalign"> There is to be no service charge to an applicant charged by the Producer of Record for the completing of an application for insurance under the Plan except the commissions referred to in paragraph (2), (3) and (4) above.</td> </tr> </table> <h2><a href="/GAC/120-2-14-.14" name="120-2-14-.14" title="120-2-14-.14">Rule 120-2-14-.14 Claims against Plan; Members and Staff</a></h2> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.14(1)">(1)</a></td> <td valign="top" style="text-align:left" class="leftalign"> The Plan shall pay on behalf of any individual or subscriber all sums which the individual or subscriber shall become legally obligated to pay as a result of or in connection with the performance of official duties as an officer, employee or representative on any committee of the Plan.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.14(2)">(2)</a></td> <td valign="top" style="text-align:left" class="leftalign"> The Plan shall have the right and duty to defend any suit or claim against such individual or subscriber seeking damages as a result of or in connection with the performance of official duties as an officer, employee or representative on any committee of the Plan.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.14(3)">(3)</a></td> <td valign="top" style="text-align:left" class="leftalign"> The Plan shall be obligated under paragraphs (1) and (2) above regardless of when claim or suit is made, as long as the incident giving rise to the obligation occurred during the period of time that individual or subscriber served as an officer, employee or representative on any committee of the Plan, and was acting in such official capacity.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.14(4)">(4)</a></td> <td valign="top" style="text-align:left" class="leftalign"> The Plan may make such investigations and settlements of any claims or suits as it deems expedient.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.14(5)">(5)</a></td> <td valign="top" style="text-align:left" class="leftalign"> The cost of fulfilling the obligations of the Plan as described in this Rule shall be an expense incurred pursuant to Rule <a title="120-2-14-.07" href="120-2-14-.07">120-2-14-.07</a> .</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.14(6)">(6)</a></td> <td valign="top" style="text-align:left" class="leftalign"> The obligations of the Plan as described in this Chapter do not arise: <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.14(6)(a)">(a)</a></td> <td valign="top" style="text-align:left" class="leftalign"> If the individual or subscriber fails to report the claim or suit to the manager of the Plan within ten (10) days of actual notice of such claim or suit; or</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-14-.14(6)(b)">(b)</a></td> <td valign="top" style="text-align:left" class="leftalign"> If, after the defense of a claim or suit arising pursuant to this section it is adjudged that the officer, employee or representative acted in bad faith, then the Plan shall be reimbursed by such officer, employee or representative for expenses incurred in such defense.</td> </tr> </table> </td> </tr> </table> <h2><a href="/GAC/120-2-14-.15" name="120-2-14-.15" title="120-2-14-.15">Rule 120-2-14-.15 Penalties</a></h2> <h2><a href="/GAC/120-2-14-.16" name="120-2-14-.16" title="120-2-14-.16">Rule 120-2-14-.16 Severability</a></h2> <h2><a href="/GAC/120-2-14-.17" name="120-2-14-.17" title="120-2-14-.17">Rule 120-2-14-.17 Effective Date</a></h2> <h2><a href="/GAC/120-2-14-.18" name="120-2-14-.18" title="120-2-14-.18">Rule 120-2-14-.18 Repealed</a></h2> <h2><a href="/GAC/120-2-14-.19" name="120-2-14-.19" title="120-2-14-.19">Rule 120-2-14-.19 Repealed</a></h2> <h2><a href="/GAC/120-2-14-.20" name="120-2-14-.20" title="120-2-14-.20">Rule 120-2-14-.20 Repealed</a></h2> <h2><a href="/GAC/120-2-14-.21" name="120-2-14-.21" title="120-2-14-.21">Rule 120-2-14-.21 Repealed</a></h2> <h2><a href="/GAC/120-2-14-.22" name="120-2-14-.22" title="120-2-14-.22">Rule 120-2-14-.22 Repealed</a></h2> <h2><a href="/GAC/120-2-14-.23" name="120-2-14-.23" title="120-2-14-.23">Rule 120-2-14-.23 Repealed</a></h2> <h2><a href="/GAC/120-2-14-.24" name="120-2-14-.24" title="120-2-14-.24">Rule 120-2-14-.24 Repealed</a></h2> </div> </div> </HTML> </div> <div id="toc" class="sidebar noprint"> <ul id="toc-children" class="children"><li><a href="/GAC/120-2-14-.01" name="120-2-14-.01" title="120-2-14-.01">Rule 120-2-14-.01 Authority</a></li><li><a href="/GAC/120-2-14-.02" name="120-2-14-.02" title="120-2-14-.02">Rule 120-2-14-.02 Purpose</a></li><li><a href="/GAC/120-2-14-.03" name="120-2-14-.03" title="120-2-14-.03">Rule 120-2-14-.03 Definitions</a></li><li><a href="/GAC/120-2-14-.04" name="120-2-14-.04" title="120-2-14-.04">Rule 120-2-14-.04 Administration of the Plan</a></li><li><a href="/GAC/120-2-14-.05" name="120-2-14-.05" title="120-2-14-.05">Rule 120-2-14-.05 Duties of Governing Committee</a></li><li><a href="/GAC/120-2-14-.06" name="120-2-14-.06" title="120-2-14-.06">Rule 120-2-14-.06 Plan Composition</a></li><li><a href="/GAC/120-2-14-.07" name="120-2-14-.07" title="120-2-14-.07">Rule 120-2-14-.07 Participation in the Plan</a></li><li><a href="/GAC/120-2-14-.08" name="120-2-14-.08" title="120-2-14-.08">Rule 120-2-14-.08 Right to Appeal</a></li><li><a href="/GAC/120-2-14-.09" name="120-2-14-.09" title="120-2-14-.09">Rule 120-2-14-.09 Filing of Rates, Rating Systems, Rating Plans, Underwriting Rules and Policy Forms</a></li><li><a href="/GAC/120-2-14-.10" name="120-2-14-.10" title="120-2-14-.10">Rule 120-2-14-.10 Statistical Agent</a></li><li><a href="/GAC/120-2-14-.11" name="120-2-14-.11" title="120-2-14-.11">Rule 120-2-14-.11 Insurers Required to Provide Statistics, Data and Information to Statistical Agent</a></li><li><a href="/GAC/120-2-14-.12" name="120-2-14-.12" title="120-2-14-.12">Rule 120-2-14-.12 Hearing</a></li><li><a href="/GAC/120-2-14-.13" name="120-2-14-.13" title="120-2-14-.13">Rule 120-2-14-.13 Commissions</a></li><li><a href="/GAC/120-2-14-.14" name="120-2-14-.14" title="120-2-14-.14">Rule 120-2-14-.14 Claims against Plan; Members and Staff</a></li><li><a href="/GAC/120-2-14-.15" name="120-2-14-.15" title="120-2-14-.15">Rule 120-2-14-.15 Penalties</a></li><li><a href="/GAC/120-2-14-.16" name="120-2-14-.16" title="120-2-14-.16">Rule 120-2-14-.16 Severability</a></li><li><a href="/GAC/120-2-14-.17" name="120-2-14-.17" title="120-2-14-.17">Rule 120-2-14-.17 Effective Date</a></li><li><a href="/GAC/120-2-14-.18" name="120-2-14-.18" title="120-2-14-.18">Rule 120-2-14-.18 Repealed</a></li><li><a href="/GAC/120-2-14-.19" name="120-2-14-.19" title="120-2-14-.19">Rule 120-2-14-.19 Repealed</a></li><li><a href="/GAC/120-2-14-.20" name="120-2-14-.20" title="120-2-14-.20">Rule 120-2-14-.20 Repealed</a></li><li><a href="/GAC/120-2-14-.21" name="120-2-14-.21" title="120-2-14-.21">Rule 120-2-14-.21 Repealed</a></li><li><a href="/GAC/120-2-14-.22" name="120-2-14-.22" title="120-2-14-.22">Rule 120-2-14-.22 Repealed</a></li><li><a href="/GAC/120-2-14-.23" name="120-2-14-.23" title="120-2-14-.23">Rule 120-2-14-.23 Repealed</a></li><li><a href="/GAC/120-2-14-.24" name="120-2-14-.24" title="120-2-14-.24">Rule 120-2-14-.24 Repealed</a></li></ul> </div> </div> <!--content ends here--> <div id="footer" class="noprint"><span class="footer">Copyright &copy; 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