Rules and Regulations of the State of Georgia
 

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<xmp>.</xmp> <form name="form1" method="post" action="120-2-99?urlRedirected=yes&amp;data=admin&amp;lookingfor=120-2-99" id="form1"> <input type="hidden" name="__VIEWSTATE" id="__VIEWSTATE" value="/wEPDwUKLTY5ODkwOTM2Nw8WAh4Ec3BhbQIJFgJmD2QWAgIFDw8WAh4EVGV4dAUFOCArIDFkZGSadPLz/6Xkzv1MhiZSVqtlrkP5Rg==" /> <input type="hidden" name="__VIEWSTATEGENERATOR" id="__VIEWSTATEGENERATOR" value="EEBB6393" /> <input type="hidden" name="__EVENTVALIDATION" id="__EVENTVALIDATION" value="/wEWCALGx6z+AQLniKOhBALV5cpNAoa5iIEFAoznisYGAsrv5u0MAsrv4u0MAsrv3u0MuaSMHKGwF4X9vMpnHG1ozQ6LF5M=" /> <div class='popup'> <div class='cnt223'> <div style="margin-bottom:6px;"> <img alt="Rules and Regulations of the State of Georgia" src="/images/new.gif"/> </div> <div class="header"> Terms and Conditions of Agreement for Access to Rules and Regulations of the State of Georgia Website </div> <div class="scroll"> <p>(Note: certain features of this site have been disabled for the general public to prevent digital piracy. If you are an entitled government entity pursuant the Georgia Administrative Procedures Act, <a target="_new" href="http://links.casemakerlegal.com/states/GA/books/Code_of_Georgia/browse?ci=25id=gasos&amp;codesec=50-13-7&amp;title=50&amp;#50-13-7(d)">O.C.G.A.§ 50-13-7(d)</a> contact the State of Georgia's Administrative Procedures Division at 678-364-3785 to enable these features for your location.)</p> <p>To access this website, you must agree to the following: </p> <p> These terms of use are a contract between you and/or your employer (if any), and Lawriter, LLC. </p> <p> You agree that you will not copy, print, or download anything from this website for any commercial use. </p> <p> You agree not to use any web crawler, scraper, or other robot or automated program or device to obtain data from the website.</p> <p> You agree that you will not sell, will not license, and will not otherwise make available in exchange for anything of value, anything that you download, print, or copy from this site.</p> <p> You agree that you will not copy, print, or download any portion of the regulations posted on this site exceeding a single chapter of regulations for sale, license, or other transfer to a third party, except that you may quote a reasonable portion of the regulations in the course of rendering professional advice.</p> <p> If you violate this agreement, or if you access or use this website in violation of this agreement, you agree that Lawriter will suffer damages of at least $20,000. </p> <p> THIS WEBSITE AND ITS CONTENT ARE PROVIDED "AS IS." 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If you are an entitled government entity pursuant the Georgia Administrative Procedures Act, <a target="_new" href="http://links.casemakerlegal.com/states/GA/books/Code_of_Georgia/browse?ci=25id=gasos&amp;codesec=50-13-7&amp;title=50&amp;#50-13-7(d)">O.C.G.A.§ 50-13-7(d)</a> contact the State of Georgia's Administrative Procedures Division at 678-364-3785 to enable these features for your location.)</p> <p>To access this website, you must agree to the following: </p> <p> These terms of use are a contract between you and/or your employer (if any), and Lawriter, LLC. </p> <p> You agree not to use any web crawler, scraper, or other robot or automated program or device to obtain data from the website. </p> <p> You agree that you will not sell or license anything that you download, print, or copy from this website.</p> <p> THIS WEBSITE AND ITS CONTENT ARE PROVIDED "AS IS." 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This regulation is issued pursuant to the authority vested in the Commissioner under Chapter 2 of Title 33 and O.C.G.A. Sections O.C.G.A. <a href="https://links.casemakerlegal.com/states/ga/books/Code_of_Georgia/browse?ci=25&amp;id=gasos&amp;codesec=33-29A-30&amp;title=33&amp;getbrowsepage=yes#" target="_newtab">33-29A-30</a><I>et seq.</I></P> <h2><a href="/GAC/120-2-99-.02" name="120-2-99-.02" title="120-2-99-.02">Rule 120-2-99-.02 Individual Health Insurance Products Approved in Other States</a></h2> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-99-.02(1)">(1)</a></td> <td valign="top" style="text-align:left" class="leftalign"> An insurer authorized to transact insurance in this state may file for approval and issuance in this state an individual health insurance product currently approved for issuance by the insurer or its affiliate in another state, provided that such product meets the requirements of Article 3 of Chapter 29A of Title 33, other applicable provisions of Title 33, and the regulations of the Commissioner.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-99-.02(2)">(2)</a></td> <td valign="top" style="text-align:left" class="leftalign"> An insurer authorized to transact insurance in this state may offer an individual health insurance product with benefits equivalent to those in any individual health insurance product approved pursuant to Article 3 of Chapter 29A of Title 33.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-99-.02(3)">(3)</a></td> <td valign="top" style="text-align:left" class="leftalign"> Any individual health insurance product offered or sold pursuant to Article 3 of Chapter 29A of Title 33 shall comply with O.C.G.A. § <a href="https://links.casemakerlegal.com/states/ga/books/Code_of_Georgia/browse?ci=25&amp;id=gasos&amp;codesec=9-9-2&amp;title=9#9-9-2(c)(3)" target="_newtab">9-9-2(c)(3)</a> and shall not require the insured or his or her beneficiary to arbitrate disputes arising under the terms of the policy.</td> </tr> </table> <h2><a href="/GAC/120-2-99-.03" name="120-2-99-.03" title="120-2-99-.03">Rule 120-2-99-.03 Filing Requirements</a></h2> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-99-.03(1)">(1)</a></td> <td valign="top" style="text-align:left" class="leftalign"> All individual health insurance products offered or sold pursuant to Article 3 of Chapter 29A of Title 33 shall be filed for prior review and approval and subject to the applicable SERFF filing and policy form filing fees.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-99-.03(2)">(2)</a></td> <td valign="top" style="text-align:left" class="leftalign"> Proof of current approval and product line authority in domicile state is required of foreign insurers.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-99-.03(3)">(3)</a></td> <td valign="top" style="text-align:left" class="leftalign"> Proof of current state approval other than Georgia, if different from domicile state should be furnished and referenced in filing.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-99-.03(4)">(4)</a></td> <td valign="top" style="text-align:left" class="leftalign"> Outlines of coverage must be prepared and filed for approval with the policy forms filing.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-99-.03(5)">(5)</a></td> <td valign="top" style="text-align:left" class="leftalign"> Insurer filings shall conform to applicable actuarial standards set forth by the National Association of Insurance Commissioners or regulations promulgated by the Commissioner including, but not limited to: <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-99-.03(5)(a)">(a)</a></td> <td valign="top" style="text-align:left" class="leftalign"> Assumptions and rating processes;</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-99-.03(5)(b)">(b)</a></td> <td valign="top" style="text-align:left" class="leftalign"> Presumed loss ratio in the pricing of any such product; and</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-99-.03(5)(c)">(c)</a></td> <td valign="top" style="text-align:left" class="leftalign"> Any other appropriate actuarial standards of practice under comprehensive major medical coverage for medical and surgical benefits, or for high deductible health plans sold under the applicable provisions of Section 223 of the Internal Revenue Code.</td> </tr> </table> </td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-99-.03(6)">(6)</a></td> <td valign="top" style="text-align:left" class="leftalign"> Insurers shall include a cover letter describing the relationship between the insurer making the filing and the affiliate, if any, which currently has approval for the issuance of the individual health insurance product in another state, the original state where the proposed product was approved, and the date of such approval. Any insurer authorized to transact insurance in this state seeking to offer an individual health insurance product with benefits equivalent to those of individual health insurance product already approved pursuant to Article 3 of Chapter 29A of Title 33 shall disclose the name of the insurer, the policy form number of such insurer, and the date approved in this state.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-99-.03(7)">(7)</a></td> <td valign="top" style="text-align:left" class="leftalign"> All policies delivered or issued for delivery in Georgia are subject to Georgia jurisdiction and all legal disputes arising under the policy shall be resolved in accordance with applicable Georgia law, including specifically the requirements of Title 9 and Title 33.</td> </tr> </table> <h2><a href="/GAC/120-2-99-.04" name="120-2-99-.04" title="120-2-99-.04">Rule 120-2-99-.04 Required Disclosures</a></h2> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-99-.04(1)">(1)</a></td> <td valign="top" style="text-align:left" class="leftalign"> Each policy application for a product offered or sold pursuant to Article 3 of Chapter 29A of Title 33 shall contain the following language in boldface type at the beginning of the document:</td> </tr> </table> <P><B>"The benefits of this policy may primarily be governed by the laws of a state other than Georgia; therefore, all of the laws applicable to policies filed in this state may not apply to this policy. Any purchase of individual health insurance should be considered carefully since future medical conditions may make it impossible to qualify for another individual health insurance policy." </B></P> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-99-.04(2)">(2)</a></td> <td valign="top" style="text-align:left" class="leftalign"> Each delivered policy must contain the following language in boldface type at the beginning of the document:</td> </tr> </table> <P><B>"The benefits of this policy providing your coverage may be governed primarily by the laws of a state other than Georgia. The benefits covered may be different from other policies you can purchase. Please consult your insurance agent or insurer to determine which health benefits are covered under this policy." </B></P> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-99-.04(3)">(3)</a></td> <td valign="top" style="text-align:left" class="leftalign"> Each policy offered or sold pursuant to Article 3 of Chapter 29A of Title 33 shall also contain the following standard forms for the disclosure and comparison of benefits. <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-99-.04(3)(a)">(a)</a></td> <td valign="top" style="text-align:left" class="leftalign"> <P><B>[INSURER NAME AND ADDRESS]</B></P> <P><B>Standard Form for Disclosure of </B></P> <P><B>Benefits Definition Differences (O.C.G.A Section <a href="https://links.casemakerlegal.com/states/ga/books/Code_of_Georgia/browse?ci=25&amp;id=gasos&amp;codesec=33-29A-35&amp;title=33#" target="_newtab">33-29A-35</a>)</B></P> <P><B>Georgia Benefits Definitions vs. Non-Georgia Based Product Definitions</B></P> <P> <TABLE border="1"> <TBODY> <TR> <TD rowspan="1" colspan="1"> <P align="center"><B>Georgia Defined Term and Definition</B></P> </TD> <TD rowspan="1" colspan="1"> <P align="center"><B>[Non-Georgia Product]</B></P> <P align="center"><B>Defined Term and Definition</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> <TR> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> <TR> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> <TR> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> <TR> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> <TR> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> <TR> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> <TR> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> <TR> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> <TR> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> </TBODY> </TABLE> </P> </td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-99-.04(3)(b)">(b)</a></td> <td valign="top" style="text-align:left" class="leftalign"> <P><B>[INSURER NAME, ADDRESS]</B></P> <P><B>Standard Form for Disclosure of </B></P> <P><B>Benefits Definition Differences (O.C.G.A Section <a href="https://links.casemakerlegal.com/states/ga/books/Code_of_Georgia/browse?ci=25&amp;id=gasos&amp;codesec=33-29A-35&amp;title=33#" target="_newtab">33-29A-35</a>)</B></P> <P><B>Georgia Benefits Definitions vs. This Non-Georgia based Product Definitions</B></P> <P> <TABLE border="1"> <TBODY> <TR> <TD rowspan="1" colspan="1"> <P align="center"><B>Georgia</B></P> <P align="center"><B>Mandated Benefit</B></P> </TD> <TD rowspan="1" colspan="1"> <P align="center"><B>Georgia Citation</B></P> </TD> <TD rowspan="1" colspan="1"> <P align="center"><B>Mandate or</B></P> <P align="center"><B>Mandated Offer or</B></P> <P align="center"><B>Qualifications</B></P> </TD> <TD rowspan="1" colspan="1"> <P align="center"><B>[Non-Georgia Product]</B></P> <P align="center"><B>Does This Individual Policy Cover this benefit? (reference page and section in policy)</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>Asthma; Prescription Inhalers</P> </TD> <TD rowspan="1" colspan="1"> <P>33-24-59.8</P> </TD> <TD rowspan="1" colspan="1"> <P>Mandated behavior in RX plans</P> </TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>Autism; non-discrimination in products covering neurological disorders</P> </TD> <TD rowspan="1" colspan="1"> <P>33-24-59.10</P> </TD> <TD rowspan="1" colspan="1"> <P>Mandate (subject to policy benefits, limitations consistent with other neurological disorders)</P> </TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>Bone Marrow Transplants for treatment of breast cancer, Hodgkins Disease</P> </TD> <TD rowspan="1" colspan="1"> <P>33-29-3.3</P> </TD> <TD rowspan="1" colspan="1"> <P>Mandated Offer in Major Medical Plans</P> </TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>Bone Mass Measurement</P> </TD> <TD rowspan="1" colspan="1"> <P>31-15A</P> </TD> <TD rowspan="1" colspan="1"> <P>Mandated Offer</P> <P>(availability)</P> </TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>Breast Cancer Patient Care; Mastectomies</P> </TD> <TD rowspan="1" colspan="1"> <P>33-24-70-72</P> </TD> <TD rowspan="1" colspan="1"> <P>Mandate for policies covering surgery, mastectomies</P> </TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>Child Cancer Clinical Trials</P> </TD> <TD rowspan="1" colspan="1"> <P>33-24-59.1</P> </TD> <TD rowspan="1" colspan="1"> <P>Mandate</P> </TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>Child Deliveries </P> <P>(48 / 96 hour hospital stay)</P> </TD> <TD rowspan="1" colspan="1"> <P>33-24-58.2</P> </TD> <TD rowspan="1" colspan="1"> <P>Mandated Benefit for policies covering maternity benefits; Notice requirement on insurers 30 days after insurer learns covered person is pregnant, added in 2002.</P> </TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>Child Wellness to age 5</P> </TD> <TD rowspan="1" colspan="1"> <P>33-29-3.4</P> </TD> <TD rowspan="1" colspan="1"> <P>Mandate</P> </TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>Chlamydia Screening to certain females, ages</P> </TD> <TD rowspan="1" colspan="1"> <P>31-14-4.1</P> </TD> <TD rowspan="1" colspan="1"> <P>Mandate</P> </TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>Colorectal Cancer Screening</P> <P>Colorectal Cancer Screening (continued)</P> </TD> <TD rowspan="1" colspan="1"> <P>33-24-56.3</P> </TD> <TD rowspan="1" colspan="1"> <P>Mandates coverage for Colorectal Cancer Screening, exams, lab tests, along guidelines of American Cancer Society, American College of Gastroenterology &amp; American College of Radiology. Exceptions are limited policies.</P> </TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>Dental; General Anesthesia</P> </TD> <TD rowspan="1" colspan="1"> <P>33-24-28.4</P> </TD> <TD rowspan="1" colspan="1"> <P>Mandate</P> </TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>Dermatologist Direct Access</P> </TD> <TD rowspan="1" colspan="1"> <P>33-24-56</P> </TD> <TD rowspan="1" colspan="1"> <P>Mandates Access (subject to policy benefits)</P> </TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>Diabetes Outpatient Self Management Training, Equipment</P> </TD> <TD rowspan="1" colspan="1"> <P>33-24-59.2</P> </TD> <TD rowspan="1" colspan="1"> <P>Mandate for Major Medical Policies, Managed, Capitated plans </P> </TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>Human Heart Transplants</P> </TD> <TD rowspan="1" colspan="1"> <P>33-29-3.1</P> </TD> <TD rowspan="1" colspan="1"> <P>Mandated Offer</P> <P>(make available on major med plans)</P> </TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>Mammograms, PAP</P> <P>Smears, PSA Test</P> </TD> <TD rowspan="1" colspan="1"> <P>33-29-3.2</P> </TD> <TD rowspan="1" colspan="1"> <P>Mandate</P> </TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>Mental Disorders</P> </TD> <TD rowspan="1" colspan="1"> <P>33-24-28.1</P> </TD> <TD rowspan="1" colspan="1"> <P>Mandated Offer</P> <P>(make available)</P> </TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>Morbid Obesity</P> </TD> <TD rowspan="1" colspan="1"> <P>33-24-59.7</P> </TD> <TD rowspan="1" colspan="1"> <P>Mandated Offer (Georgia policy "may" cover)</P> </TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>OB / GYN</P> <P>Direct Access</P> </TD> <TD rowspan="1" colspan="1"> <P>33-24-59</P> </TD> <TD rowspan="1" colspan="1"> <P>Mandates Access</P> <P>(subject to policy benefits)</P> </TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>Off-Label Prescription Drugs for insureds with life-threatening or chronic and disabling conditions</P> </TD> <TD rowspan="1" colspan="1"> <P>33-24-59.11</P> </TD> <TD rowspan="1" colspan="1"> <P>Mandate (subject to certain conditions and prior authorization of insurer)</P> </TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> <TR> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>Ovarian Cancer; Surveillance Tests for women at risk</P> </TD> <TD rowspan="1" colspan="1"> <P>33-24-56.2</P> </TD> <TD rowspan="1" colspan="1"> <P>Mandates Coverage for certain women over age 35 (subject to same deductibles, coinsurance as other benefits)</P> </TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>Pregnancy, Complications of</P> </TD> <TD rowspan="1" colspan="1"> <P>33-24-24</P> </TD> <TD rowspan="1" colspan="1"> <P>Mandate for Major Medical</P> </TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>Prescription Contraceptives</P> </TD> <TD rowspan="1" colspan="1"> <P>33-24-59.6</P> </TD> <TD rowspan="1" colspan="1"> <P>Mandate for RX plans</P> </TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>TMJ</P> </TD> <TD rowspan="1" colspan="1"> <P>33-29-20</P> </TD> <TD rowspan="1" colspan="1"> <P>Mandate</P> </TD> <TD rowspan="1" colspan="1">&nbsp;</TD> </TR> </TBODY> </TABLE> </P> </td> </tr> </table> </td> </tr> </table> <h2><a href="/GAC/120-2-99-.05" name="120-2-99-.05" title="120-2-99-.05">Rule 120-2-99-.05 Severability</a></h2> <P>If any provision of these sections or the application thereof to any person or circumstance is held invalid for any reason, the invalidity shall not affect the other provisions or any other application of these sections which can be given effect without the invalid provisions or application. To this end all provisions of these sections are declared to be severable.</P> </div> </div> </HTML> </div> <div id="toc" class="sidebar noprint"> <ul id="toc-children" class="children"><li><a href="/GAC/120-2-99-.01" name="120-2-99-.01" title="120-2-99-.01">Rule 120-2-99-.01 Authority and Purpose</a></li><li><a href="/GAC/120-2-99-.02" name="120-2-99-.02" title="120-2-99-.02">Rule 120-2-99-.02 Individual Health Insurance Products Approved in Other States</a></li><li><a href="/GAC/120-2-99-.03" name="120-2-99-.03" title="120-2-99-.03">Rule 120-2-99-.03 Filing Requirements</a></li><li><a href="/GAC/120-2-99-.04" name="120-2-99-.04" title="120-2-99-.04">Rule 120-2-99-.04 Required Disclosures</a></li><li><a href="/GAC/120-2-99-.05" name="120-2-99-.05" title="120-2-99-.05">Rule 120-2-99-.05 Severability</a></li></ul> </div> </div> <!--content ends here--> <div id="footer" class="noprint"><span class="footer">Copyright &copy; 2019 Lawriter LLC - All rights reserved.</span>| <a href="mailto:support@casemakerlegal.com?subject=Rules and Regulations of the State of Georgia">Email Us</a> | 844-838-0769 | <a href="http://livechat.casemakerlegal.com/client.php?locale=en" target="_blank" onclick="if(navigator.userAgent.toLowerCase().indexOf('opera') != -1 && window.event.preventDefault)window.event.preventDefault();this.newWindow = window.open('http://livechat.casemakerlegal.com/client.php?locale=en&url='+escape(document.location.href)+'&referrer='+escape(document.referrer), 'webim','toolbar=0,scrollbars=0,location=0,status=1,menubar=0,width=640,height=480,resizable=1');this.newWindow.focus();this.newWindow.opener=window;return false;">Live Chat</a> </div> </div> </body> </html>