Rules and Regulations of the State of Georgia
 

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Sections <a href="https://links.casemakerlegal.com/states/ga/books/Code_of_Georgia/browse?ci=25&amp;id=gasos&amp;codesec=33-2-9&amp;title=33#" target="_newtab">33-2-9</a> and <a href="https://links.casemakerlegal.com/states/ga/books/Code_of_Georgia/browse?ci=25&amp;id=gasos&amp;codesec=33-10-13&amp;title=33#" target="_newtab">33-10-13</a>. The purpose of this Regulatory Chapter is to recognize the following mortality tables for use in determining the minimum standard of valuation for annuity and pure endowment contracts: the 1983 Table "a," the 1983 Group Annuity Mortality (1983 GAM) Table, the Annuity 2000 Mortality Table, the 2012 Individual Annuity Reserving (2012 IAR) Table, and the 1994 Group Annuity Reserving (1994 GAR) Table and the Unisex Life Mortality Tables.</P> <h2><a href="/GAC/120-2-39-.02" name="120-2-39-.02" title="120-2-39-.02">Rule 120-2-39-.02 Unisex Life Mortality Tables</a></h2> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.02(1)">(1)</a></td> <td valign="top" style="text-align:left" class="leftalign"> Authority. This Rule is made and promulgated by the Commissioner of Insurance pursuant to the authority set forth in O.C.G.A. Sections <a href="https://links.casemakerlegal.com/states/ga/books/Code_of_Georgia/browse?ci=25&amp;id=gasos&amp;codesec=33-10-13&amp;title=33#" target="_newtab">33-10-13</a> and <a href="https://links.casemakerlegal.com/states/ga/books/Code_of_Georgia/browse?ci=25&amp;id=gasos&amp;codesec=33-25-4&amp;title=33#" target="_newtab">33-25-4</a>.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.02(2)">(2)</a></td> <td valign="top" style="text-align:left" class="leftalign"> Purpose. The purpose of the Rule is to permit individual life insurance policies to provide the same cash values and paid-up nonforfeiture benefits for both men and women. No change in minimum valuation standards is implied by this Rule.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.02(3)">(3)</a></td> <td valign="top" style="text-align:left" class="leftalign"> Definitions. <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.02(3)(a)">(a)</a></td> <td valign="top" style="text-align:left" class="leftalign"> As used in this Rule, '1980 CSO Table, with or without Ten-Year Select Mortality Factors' means that mortality table, consisting of separate rates of mortality for male and female lives, developed by the Society of Actuaries Committee to Recommend New Mortality Tables for Valuation of Standard Individual Ordinary Life Insurance, incorporated in the 1980 NAIC amendments to the Model Standard Valuation Law and Standard Nonforfeiture Law for Life Insurance, and referred to in those models as the Commissioners 1980 Standard Ordinary Mortality models as the Commissioners 1980 Standard Ordinary Mortality Table, with or without Ten-Year Select Mortality Factors.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.02(3)(b)">(b)</a></td> <td valign="top" style="text-align:left" class="leftalign"> As used in this Rule, '1980 CSO Table (M), with or without Ten-Year Select Mortality Factors' means that mortality table consisting of the rates of mortality for male lives from the 1980 CSO Table, with or without Ten-Year Select Mortality Factors.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.02(3)(c)">(c)</a></td> <td valign="top" style="text-align:left" class="leftalign"> As used in this Rule, '1980 CSO Table (F), with or without Ten-Year Select Mortality Factors' means that mortality table consisting of the rates of mortality for female lives from the 1980 CSO Table, with or without Ten-Year Select Mortality Factors.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.02(3)(d)">(d)</a></td> <td valign="top" style="text-align:left" class="leftalign"> As used in this Rule, '1980 CET Table' means that mortality table consisting of separate rates of mortality for male and female lives, developed by the Society of Actuaries Committee to Recommend New Mortality Tables for Valuation of Standard Individual Ordinary Life Insurance, incorporated in the 1980 NAIC Amendments to the Model Standard Valuation Law and Standard Nonforfeiture Law for Life Insurance, and referred to in those models as the Commissioners 1980 Extended Term Insurance table.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.02(3)(e)">(e)</a></td> <td valign="top" style="text-align:left" class="leftalign"> As used in this Rule, '1980 CET Table (M)' means that mortality table consisting of the rates of mortality for male lives from the 1980 CET Table.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.02(3)(f)">(f)</a></td> <td valign="top" style="text-align:left" class="leftalign"> As used in this Rule, '1980 CET Table (F)' means that mortality table consisting of the rates of mortality for female lives from the 1980 CET Table.</td> </tr> </table> </td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.02(4)">(4)</a></td> <td valign="top" style="text-align:left" class="leftalign"> The minimum standard for cash surrender values and amounts of paid-up nonforfeiture benefits for any policy of insurance on the life of either a male or a female insured delivered or issued for delivery in this state after the operative date of O.C.G.A. Section <a href="https://links.casemakerlegal.com/states/ga/books/Code_of_Georgia/browse?ci=25&amp;id=gasos&amp;codesec=33-25-4&amp;title=33#33-25-4(e)(11)" target="_newtab">33-25-4(e)(11)</a> for that policy form may, at the option of the company, be based on: <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.02(4)(a)">(a)</a></td> <td valign="top" style="text-align:left" class="leftalign"> a mortality table which is a blend of the 1980 CSO Table (M) and the 1980 CSO Table (F) with or without Ten-Year Select Mortality Factors; and</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.02(4)(b)">(b)</a></td> <td valign="top" style="text-align:left" class="leftalign"> a mortality table which is of the same blend as used in (a) but applied to form a blend of the 1980 CET Table (M) and the 1980 CET Table (F).</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.02(4)(c)">(c)</a></td> <td valign="top" style="text-align:left" class="leftalign"> The following will be considered as the basis for acceptable mortality tables: <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.02(4)(c)1.">1.</a></td> <td valign="top" style="text-align:left" class="leftalign"> Tables A - 100% Male 0% Female for tables to be designated as the ' 1980 CSO-A' and '1980 CET-A' tables.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.02(4)(c)2.">2.</a></td> <td valign="top" style="text-align:left" class="leftalign"> Tables B - 80% Male 20% Female for tables to be designated as the ' 1980 CSO-B' and '1980 CET-B' tables.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.02(4)(c)3.">3.</a></td> <td valign="top" style="text-align:left" class="leftalign"> Tables C - 60% Male 40% Female for tables to be designated as the '1980 CSO-C' and '1980 CET-C' tables.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.02(4)(c)4.">4.</a></td> <td valign="top" style="text-align:left" class="leftalign"> Tables D - C 50% Male 50% Female for tables to be designated as the '1980 CSO-D' and '1980 CET-D' tables.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.02(4)(c)5.">5.</a></td> <td valign="top" style="text-align:left" class="leftalign"> Tables E - 40% Male 60% Female for tables to be designated as the '1980 CSO-E' and '1980 CET-E' tables.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.02(4)(c)6.">6.</a></td> <td valign="top" style="text-align:left" class="leftalign"> Tables F - 20% Male 80% Female for tables to be designated as the '1980 CSO-F' and '1980 CET-F' tables.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.02(4)(c)7.">7.</a></td> <td valign="top" style="text-align:left" class="leftalign"> Tables G - 0% Male 100% Female for tables to be designated as the '1980 CSO-G' and '1980 CET-G' tables.</td> </tr> </table> </td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.02(4)(d)">(d)</a></td> <td valign="top" style="text-align:left" class="leftalign"> Tables A and G referred to in subparagraphs (c)1. and 7. above are not to be used with respect to policies issued on or after January 1, 1986, except where the proportion of persons insured is anticipated to be 90% or more of one sex or the other or except for certain policies converted from group insurance. Such group conversions issued on or after January 1, 1986, must use Mortality Tables based on the blend of lives by sex expected for such policies.</td> </tr> </table> </td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.02(5)">(5)</a></td> <td valign="top" style="text-align:left" class="leftalign"> Effective Date. This Rule shall become effective February 15, 1987.</td> </tr> </table> <h2><a href="/GAC/120-2-39-.03" name="120-2-39-.03" title="120-2-39-.03">Rule 120-2-39-.03 Separability Article</a></h2> <P>If any provision of this Regulation or the application thereof to any person or circumstance is for any reason held to be invalid, the remainder of the Regulation and the application of such provision to other persons or circumstances shall not be affected thereby.</P> <h2><a href="/GAC/120-2-39-.04" name="120-2-39-.04" title="120-2-39-.04">Rule 120-2-39-.04 Definitions</a></h2> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.04A.">A.</a></td> <td valign="top" style="text-align:left" class="leftalign"> As used in this rule "1983 Table 'a'" means that mortality table developed by the Society of Actuaries Committee to Recommend a New Mortality Basis for Individual Annuity Valuation and adopted as a recognized mortality table for annuities in June 1982 by the National Association of Insurance Commissioners.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.04B.">B.</a></td> <td valign="top" style="text-align:left" class="leftalign"> As used in this rule "1983 GAM Table" means that mortality table developed by the Society of Actuaries Committee on Annuities and adopted as a recognized mortality table for annuities in December 1983 by the National Association of Insurance Commissioners.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.04C.">C.</a></td> <td valign="top" style="text-align:left" class="leftalign"> As used in this rule "1994 GAR Table" means that mortality table developed by the Society of Actuaries Group Annuity Valuation Table Task Force and shown on pages 866-867 of Volume XLVII of the <I>Transactions of the Society of Actuaries </I>(1995).</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.04D.">D.</a></td> <td valign="top" style="text-align:left" class="leftalign"> As used in this rule "Annuity 2000 Mortality Table" means that mortality table developed by the Society of Actuaries Committee on Life Insurance Research and shown on page 240 of Volume XLVII of the <I>Transactions of the Society of Actuaries </I>(1995).</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.04E.">E.</a></td> <td valign="top" style="text-align:left" class="leftalign"> As used in this rule, "Period table" means a table of mortality rates applicable to a given calendar year (the Period).</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.04F.">F.</a></td> <td valign="top" style="text-align:left" class="leftalign"> As used in this rule, "Generational mortality table" means a mortality table containing a set of mortality rates that decrease for a given age from one year to the next based on a combination of a Period table and a projection scale containing rates of mortality improvement.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.04G.">G.</a></td> <td valign="top" style="text-align:left" class="leftalign"> As used in this rule "2012 IAR Table" means that Generational mortality table developed by the Society of Actuaries Committee on Life Insurance Research and containing rates, q<SUB>x</SUB><SUP>2012+n</SUP>, derived from a combination of the 2012 IAM Period Table and Projection Scale G2, using the methodology stated in Section 5.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.04H.">H.</a></td> <td valign="top" style="text-align:left" class="leftalign"> As used in this rule, "2012 Individual Annuity Mortality Period Life (2012 IAM Period) Table" means the Period table containing loaded mortality rates for calendar year 2012. This table contains rates, q<SUB>x</SUB><SUP>2012</SUP>, developed by the Society of Actuaries Committee on Life Insurance Research and is shown in Appendices 1-2.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.04I.">I.</a></td> <td valign="top" style="text-align:left" class="leftalign"> As used in this rule, "Projection Scale G2 (Scale G2)" is a table of annual rates, G2<SUB>x</SUB>, of mortality improvement by age for projecting future mortality rates beyond calendar year 2012. This table was developed by the Society of Actuaries Committee on Life Insurance Research and is shown in Appendices 3-4.</td> </tr> </table> <h2><a href="/GAC/120-2-39-.05" name="120-2-39-.05" title="120-2-39-.05">Rule 120-2-39-.05 Individual Annuity or Pure Endowment Contracts</a></h2> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.05A.">A.</a></td> <td valign="top" style="text-align:left" class="leftalign"> Except as provided in Subsections B and C of this section, the 1983 Table "a" is recognized and approved as an individual annuity mortality table for valuation and, at the option of the company, may be used for purposes of determining the minimum standard of valuation for any individual annuity or pure endowment contract issued on or after April 24, 1979.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.05B.">B.</a></td> <td valign="top" style="text-align:left" class="leftalign"> Except as provided in Subsection C of this section, either the 1983 Table "a" or the Annuity 2000 Mortality Table shall be used for determining the minimum standard of valuation for any individual annuity or pure endowment contract issued on or after January 1, 1985.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.05C.">C.</a></td> <td valign="top" style="text-align:left" class="leftalign"> Except as provided in Subsection D of this section, the Annuity 2000 Mortality Table shall be used for determining the minimum standard of valuation for any individual annuity or pure endowment contract issued on or after January 1, 2015.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.05D.">D.</a></td> <td valign="top" style="text-align:left" class="leftalign"> Except as provided in Subsection E of this section, the 2012 IAR Mortality Table shall be used for determining the minimum standard of valuation for any individual annuity or pure endowment contract issued on or after January 1, 2015.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.05E.">E.</a></td> <td valign="top" style="text-align:left" class="leftalign"> The 1983 Table "a" without projection is to be used for determining the minimum standards of valuation for an individual annuity or pure endowment contract issued on or after January 1, 2014, solely when the contract is based on life contingencies and is issued to fund periodic benefits arising from: <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.05E.(1)">(1)</a></td> <td valign="top" style="text-align:left" class="leftalign"> Settlements of various forms of claims pertaining to court settlements or out of court settlements from tort actions;</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.05E.(2)">(2)</a></td> <td valign="top" style="text-align:left" class="leftalign"> Settlements involving similar actions such as worker's compensation claims; or</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.05E.(3)">(3)</a></td> <td valign="top" style="text-align:left" class="leftalign"> Settlements of long term disability claims where a temporary or life annuity has been used in lieu of continuing disability payments.</td> </tr> </table> </td> </tr> </table> <h2><a href="/GAC/120-2-39-.06" name="120-2-39-.06" title="120-2-39-.06">Rule 120-2-39-.06 Application of the 2012 IAR Mortality Table</a></h2> <P>In using the 2012 IAR Mortality Table, the mortality rate for a person age x in year (2012 + n) is calculated as follows:</P> <P> <P><img class="ImageLink" src="/pdf/ga/admin/2019/120-2-39-.06_001.png" alt=" image: ga/admin/2019/120-2-39-.06_001.png"></P> </P> <P>The resulting q<SUB>x</SUB><SUP>2012+n</SUP> shall be rounded to three decimal places per 1,000, e.g., 0.741 deaths per 1,000. Also, the rounding shall occur according to the formula above, starting at the 2012 period table rate.</P> <P>For example, for a male age 30, q<SUB>x</SUB><SUP>2012</SUP>= 0.741.</P> <P>q<SUB>x</SUB><SUP>2013</SUP>= 0.741 * (1 - 0.010) ^ 1 = 0.73359, which is rounded to 0.734.</P> <P>q<SUB>x</SUB><SUP>2014</SUP>= 0.741 * (1 - 0.010) ^ 2 = 0.7262541, which is rounded to 0.726.</P> <P>A method leading to incorrect rounding would be to calculate q<SUB>x</SUB><SUP>2014</SUP> as q<SUB>x</SUB><SUP>2013</SUP> * (1 - 0.010), or 0.734 * 0.99 = 0.727. It is incorrect to use the already rounded q<SUB>x</SUB><SUP>2013</SUP> to calculate q<SUB>x</SUB><SUP>2014</SUP>.</P> <h2><a href="/GAC/120-2-39-.07" name="120-2-39-.07" title="120-2-39-.07">Rule 120-2-39-.07 Group Annuity or Pure Endowment Contracts</a></h2> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.07A.">A.</a></td> <td valign="top" style="text-align:left" class="leftalign"> Except as provided in Subsections B and C of this section, the 1983 GAM Table, the 1983 Table "a" and the 1994 GAR Table are recognized and approved as group annuity mortality tables for valuation and, at the option of the company, any one of these tables may be used for purposes of valuation for an annuity or pure endowment purchased on or after April 24, 1979, under a group annuity or pure endowment contract.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.07B.">B.</a></td> <td valign="top" style="text-align:left" class="leftalign"> Except as provided in Subsection C of this section, either the 1983 GAM Table or the 1994 GAR Table shall be used for determining the minimum standard of valuation for any annuity or pure endowment purchased on or after January 1, 1985 under a group annuity or pure endowment contract.</td> </tr> </table> <table border="0" width="100%" cellspacing="4" cellpadding="4"> <tr> <td valign="top" width="1%" style="white-space:nowrap;text-align:left;width:18px;"><a style="white-space:nowrap;" name="120-2-39-.07C.">C.</a></td> <td valign="top" style="text-align:left" class="leftalign"> The 1994 GAR Table shall be used for determining the minimum standard of valuation for any annuity or pure endowment purchased on or after January 1, 2015, under a group annuity or pure endowment contract.</td> </tr> </table> <h2><a href="/GAC/120-2-39-.08" name="120-2-39-.08" title="120-2-39-.08">Rule 120-2-39-.08 Application of the 1994 GAR Table</a></h2> <P>In using the 1994 GAR Table, the mortality rate for a person age x in year (1994 + n) is calculated as follows:</P> <P> <P><img class="ImageLink" src="/pdf/ga/admin/2019/120-2-39-.08_001.png" alt=" image: ga/admin/2019/120-2-39-.08_001.png"></P> </P> <P>where the q<SUB>x</SUB><SUP>1994</SUP> and AA<SUB>x</SUB> are as specified in the 1994 GAR Table.</P> <h2><a href="/GAC/120-2-39-.09" name="120-2-39-.09" title="120-2-39-.09">Rule 120-2-39-.09 Effective Date</a></h2> <P>The effective date of this regulation is January 1, 2015.</P> <h2><a href="/GAC/Appendix(120-2-39) I" name="(120-2-39) I" title="(120-2-39) I">Appendix (120-2-39) I </a></h2> <P>2012 IAM Period Table</P> <P>Female, Age Nearest Birthday</P> <P> <TABLE> <TBODY> <TR> <TD rowspan="1" colspan="1"> <P>AGE</P> </TD> <TD rowspan="1" colspan="1"> 1000 . q<SUB>x</SUB><SUP>2012</SUP></TD> <TD rowspan="1" colspan="1"> <P>AGE</P> </TD> <TD rowspan="1" colspan="1"> 1000 . q<SUB>x</SUB><SUP>2012</SUP></TD> <TD rowspan="1" colspan="1"> <P>AGE</P> </TD> <TD rowspan="1" colspan="1"> 1000 . q<SUB>x</SUB><SUP>2012</SUP></TD> <TD rowspan="1" colspan="1"> <P>AGE</P> </TD> <TD rowspan="1" colspan="1"> 1000 . q<SUB>x</SUB><SUP>2012</SUP></TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>0</P> </TD> <TD rowspan="1" colspan="1"> <P><B>1.621</B></P> </TD> <TD rowspan="1" colspan="1"> <P>30</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.300</B></P> </TD> <TD rowspan="1" colspan="1"> <P>60</P> </TD> <TD rowspan="1" colspan="1"> <P><B>3.460</B></P> </TD> <TD rowspan="1" colspan="1"> <P>90</P> </TD> <TD rowspan="1" colspan="1"> <P><B>88.377</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>1</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.405</B></P> </TD> <TD rowspan="1" colspan="1"> <P>31</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.321</B></P> </TD> <TD rowspan="1" colspan="1"> <P>61</P> </TD> <TD rowspan="1" colspan="1"> <P><B>3.916</B></P> </TD> <TD rowspan="1" colspan="1"> <P>91</P> </TD> <TD rowspan="1" colspan="1"> <P><B>97.491</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>2</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.259</B></P> </TD> <TD rowspan="1" colspan="1"> <P>32</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.338</B></P> </TD> <TD rowspan="1" colspan="1"> <P>62</P> </TD> <TD rowspan="1" colspan="1"> <P><B>4.409</B></P> </TD> <TD rowspan="1" colspan="1"> <P>92</P> </TD> <TD rowspan="1" colspan="1"> <P><B>107.269</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>3</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.179</B></P> </TD> <TD rowspan="1" colspan="1"> <P>33</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.351</B></P> </TD> <TD rowspan="1" colspan="1"> <P>63</P> </TD> <TD rowspan="1" colspan="1"> <P><B>4.933</B></P> </TD> <TD rowspan="1" colspan="1"> <P>93</P> </TD> <TD rowspan="1" colspan="1"> <P><B>118.201</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>4</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.137</B></P> </TD> <TD rowspan="1" colspan="1"> <P>34</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.365</B></P> </TD> <TD rowspan="1" colspan="1"> <P>64</P> </TD> <TD rowspan="1" colspan="1"> <P><B>5.507</B></P> </TD> <TD rowspan="1" colspan="1"> <P>94</P> </TD> <TD rowspan="1" colspan="1"> <P><B>130.969</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>5</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.125</B></P> </TD> <TD rowspan="1" colspan="1"> <P>35</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.381</B></P> </TD> <TD rowspan="1" colspan="1"> <P>65</P> </TD> <TD rowspan="1" colspan="1"> <P><B>6.146</B></P> </TD> <TD rowspan="1" colspan="1"> <P>95</P> </TD> <TD rowspan="1" colspan="1"> <P><B>146.449</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>6</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.117</B></P> </TD> <TD rowspan="1" colspan="1"> <P>36</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.402</B></P> </TD> <TD rowspan="1" colspan="1"> <P>66</P> </TD> <TD rowspan="1" colspan="1"> <P><B>6.551</B></P> </TD> <TD rowspan="1" colspan="1"> <P>96</P> </TD> <TD rowspan="1" colspan="1"> <P><B>163.908</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>7</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.110</B></P> </TD> <TD rowspan="1" colspan="1"> <P>37</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.429</B></P> </TD> <TD rowspan="1" colspan="1"> <P>67</P> </TD> <TD rowspan="1" colspan="1"> <P><B>7.039</B></P> </TD> <TD rowspan="1" colspan="1"> <P>97</P> </TD> <TD rowspan="1" colspan="1"> <P><B>179.695</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>8</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.095</B></P> </TD> <TD rowspan="1" colspan="1"> <P>38</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.463</B></P> </TD> <TD rowspan="1" colspan="1"> <P>68</P> </TD> <TD rowspan="1" colspan="1"> <P><B>7.628</B></P> </TD> <TD rowspan="1" colspan="1"> <P>98</P> </TD> <TD rowspan="1" colspan="1"> <P><B>196.151</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>9</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.088</B></P> </TD> <TD rowspan="1" colspan="1"> <P>39</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.504</B></P> </TD> <TD rowspan="1" colspan="1"> <P>69</P> </TD> <TD rowspan="1" colspan="1"> <P><B>8.311</B></P> </TD> <TD rowspan="1" colspan="1"> <P>99</P> </TD> <TD rowspan="1" colspan="1"> <P><B>213.150</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>10</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.085</B></P> </TD> <TD rowspan="1" colspan="1"> <P>40</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.552</B></P> </TD> <TD rowspan="1" colspan="1"> <P>70</P> </TD> <TD rowspan="1" colspan="1"> <P><B>9.074</B></P> </TD> <TD rowspan="1" colspan="1"> <P>100</P> </TD> <TD rowspan="1" colspan="1"> <P><B>230.722</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>11</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.086</B></P> </TD> <TD rowspan="1" colspan="1"> <P>41</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.600</B></P> </TD> <TD rowspan="1" colspan="1"> <P>71</P> </TD> <TD rowspan="1" colspan="1"> <P><B>9.910</B></P> </TD> <TD rowspan="1" colspan="1"> <P>101</P> </TD> <TD rowspan="1" colspan="1"> <P><B>251.505</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>12</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.094</B></P> </TD> <TD rowspan="1" colspan="1"> <P>42</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.650</B></P> </TD> <TD rowspan="1" colspan="1"> <P>72</P> </TD> <TD rowspan="1" colspan="1"> <P><B>10.827</B></P> </TD> <TD rowspan="1" colspan="1"> <P>102</P> </TD> <TD rowspan="1" colspan="1"> <P><B>273.007</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>13</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.108</B></P> </TD> <TD rowspan="1" colspan="1"> <P>43</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.697</B></P> </TD> <TD rowspan="1" colspan="1"> <P>73</P> </TD> <TD rowspan="1" colspan="1"> <P><B>11.839</B></P> </TD> <TD rowspan="1" colspan="1"> <P>103</P> </TD> <TD rowspan="1" colspan="1"> <P><B>295.086</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>14</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.131</B></P> </TD> <TD rowspan="1" colspan="1"> <P>44</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.740</B></P> </TD> <TD rowspan="1" colspan="1"> <P>74</P> </TD> <TD rowspan="1" colspan="1"> <P><B>12.974</B></P> </TD> <TD rowspan="1" colspan="1"> <P>104</P> </TD> <TD rowspan="1" colspan="1"> <P><B>317.591</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>15</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.156</B></P> </TD> <TD rowspan="1" colspan="1"> <P>45</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.780</B></P> </TD> <TD rowspan="1" colspan="1"> <P>75</P> </TD> <TD rowspan="1" colspan="1"> <P><B>14.282</B></P> </TD> <TD rowspan="1" colspan="1"> <P>105</P> </TD> <TD rowspan="1" colspan="1"> <P><B>340.362</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>16</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.179</B></P> </TD> <TD rowspan="1" colspan="1"> <P>46</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.825</B></P> </TD> <TD rowspan="1" colspan="1"> <P>76</P> </TD> <TD rowspan="1" colspan="1"> <P><B>15.799</B></P> </TD> <TD rowspan="1" colspan="1"> <P>106</P> </TD> <TD rowspan="1" colspan="1"> <P><B>362.371</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>17</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.198</B></P> </TD> <TD rowspan="1" colspan="1"> <P>47</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.885</B></P> </TD> <TD rowspan="1" colspan="1"> <P>77</P> </TD> <TD rowspan="1" colspan="1"> <P><B>17.550</B></P> </TD> <TD rowspan="1" colspan="1"> <P>107</P> </TD> <TD rowspan="1" colspan="1"> <P><B>384.113</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>18</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.211</B></P> </TD> <TD rowspan="1" colspan="1"> <P>48</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.964</B></P> </TD> <TD rowspan="1" colspan="1"> <P>78</P> </TD> <TD rowspan="1" colspan="1"> <P><B>19.582</B></P> </TD> <TD rowspan="1" colspan="1"> <P>108</P> </TD> <TD rowspan="1" colspan="1"> <P><B>400.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>19</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.221</B></P> </TD> <TD rowspan="1" colspan="1"> <P>49</P> </TD> <TD rowspan="1" colspan="1"> <P><B>1.051</B></P> </TD> <TD rowspan="1" colspan="1"> <P>79</P> </TD> <TD rowspan="1" colspan="1"> <P><B>21.970</B></P> </TD> <TD rowspan="1" colspan="1"> <P>109</P> </TD> <TD rowspan="1" colspan="1"> <P><B>400.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>20</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.228</B></P> </TD> <TD rowspan="1" colspan="1"> <P>50</P> </TD> <TD rowspan="1" colspan="1"> <P><B>1.161</B></P> </TD> <TD rowspan="1" colspan="1"> <P>80</P> </TD> <TD rowspan="1" colspan="1"> <P><B>24.821</B></P> </TD> <TD rowspan="1" colspan="1"> <P>110</P> </TD> <TD rowspan="1" colspan="1"> <P><B>400.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>21</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.234</B></P> </TD> <TD rowspan="1" colspan="1"> <P>51</P> </TD> <TD rowspan="1" colspan="1"> <P><B>1.308</B></P> </TD> <TD rowspan="1" colspan="1"> <P>81</P> </TD> <TD rowspan="1" colspan="1"> <P><B>28.351</B></P> </TD> <TD rowspan="1" colspan="1"> <P>111</P> </TD> <TD rowspan="1" colspan="1"> <P><B>400.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>22</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.240</B></P> </TD> <TD rowspan="1" colspan="1"> <P>52</P> </TD> <TD rowspan="1" colspan="1"> <P><B>1.460</B></P> </TD> <TD rowspan="1" colspan="1"> <P>82</P> </TD> <TD rowspan="1" colspan="1"> <P><B>32.509</B></P> </TD> <TD rowspan="1" colspan="1"> <P>112</P> </TD> <TD rowspan="1" colspan="1"> <P><B>400.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>23</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.245</B></P> </TD> <TD rowspan="1" colspan="1"> <P>53</P> </TD> <TD rowspan="1" colspan="1"> <P><B>1.613</B></P> </TD> <TD rowspan="1" colspan="1"> <P>83</P> </TD> <TD rowspan="1" colspan="1"> <P><B>37.329</B></P> </TD> <TD rowspan="1" colspan="1"> <P>113</P> </TD> <TD rowspan="1" colspan="1"> <P><B>400.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>24</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.247</B></P> </TD> <TD rowspan="1" colspan="1"> <P>54</P> </TD> <TD rowspan="1" colspan="1"> <P><B>1.774</B></P> </TD> <TD rowspan="1" colspan="1"> <P>84</P> </TD> <TD rowspan="1" colspan="1"> <P><B>42.830</B></P> </TD> <TD rowspan="1" colspan="1"> <P>114</P> </TD> <TD rowspan="1" colspan="1"> <P><B>400.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>25</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.250</B></P> </TD> <TD rowspan="1" colspan="1"> <P>55</P> </TD> <TD rowspan="1" colspan="1"> <P><B>1.950</B></P> </TD> <TD rowspan="1" colspan="1"> <P>85</P> </TD> <TD rowspan="1" colspan="1"> <P><B>48.997</B></P> </TD> <TD rowspan="1" colspan="1"> <P>115</P> </TD> <TD rowspan="1" colspan="1"> <P><B>400.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>26</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.256</B></P> </TD> <TD rowspan="1" colspan="1"> <P>56</P> </TD> <TD rowspan="1" colspan="1"> <P><B>2.154</B></P> </TD> <TD rowspan="1" colspan="1"> <P>86</P> </TD> <TD rowspan="1" colspan="1"> <P><B>55.774</B></P> </TD> <TD rowspan="1" colspan="1"> <P>116</P> </TD> <TD rowspan="1" colspan="1"> <P><B>400.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>27</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.261</B></P> </TD> <TD rowspan="1" colspan="1"> <P>57</P> </TD> <TD rowspan="1" colspan="1"> <P><B>2.399</B></P> </TD> <TD rowspan="1" colspan="1"> <P>87</P> </TD> <TD rowspan="1" colspan="1"> <P><B>63.140</B></P> </TD> <TD rowspan="1" colspan="1"> <P>117</P> </TD> <TD rowspan="1" colspan="1"> <P><B>400.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>28</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.270</B></P> </TD> <TD rowspan="1" colspan="1"> <P>58</P> </TD> <TD rowspan="1" colspan="1"> <P><B>2.700</B></P> </TD> <TD rowspan="1" colspan="1"> <P>88</P> </TD> <TD rowspan="1" colspan="1"> <P><B>71.066</B></P> </TD> <TD rowspan="1" colspan="1"> <P>118</P> </TD> <TD rowspan="1" colspan="1"> <P><B>400.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>29</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.281</B></P> </TD> <TD rowspan="1" colspan="1"> <P>59</P> </TD> <TD rowspan="1" colspan="1"> <P><B>3.054</B></P> </TD> <TD rowspan="1" colspan="1"> <P>89</P> </TD> <TD rowspan="1" colspan="1"> <P><B>79.502</B></P> </TD> <TD rowspan="1" colspan="1"> <P>119</P> </TD> <TD rowspan="1" colspan="1"> <P><B>400.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1"> <P>120</P> </TD> <TD rowspan="1" colspan="1"> <P><B>1000.000</B></P> </TD> </TR> </TBODY> </TABLE> </P> <h2><a href="/GAC/Appendix(120-2-39) II" name="(120-2-39) II" title="(120-2-39) II">Appendix (120-2-39) II </a></h2> <P>2012 IAM Period Table</P> <P>Male, Age Nearest Birthday</P> <P> <TABLE> <TBODY> <TR> <TD rowspan="1" colspan="1"> <P>AGE</P> </TD> <TD rowspan="1" colspan="1"> 1000 . q<SUB>x</SUB><SUP>2012</SUP></TD> <TD rowspan="1" colspan="1"> <P>AGE</P> </TD> <TD rowspan="1" colspan="1"> 1000 . q<SUB>x</SUB><SUP>2012</SUP></TD> <TD rowspan="1" colspan="1"> <P>AGE</P> </TD> <TD rowspan="1" colspan="1"> 1000 . q<SUB>x</SUB><SUP>2012</SUP></TD> <TD rowspan="1" colspan="1"> <P>AGE</P> </TD> <TD rowspan="1" colspan="1"> 1000 . q<SUB>x</SUB><SUP>2012</SUP></TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>0</P> </TD> <TD rowspan="1" colspan="1"> <P><B>1.605</B></P> </TD> <TD rowspan="1" colspan="1"> <P>30</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.741</B></P> </TD> <TD rowspan="1" colspan="1"> <P>60</P> </TD> <TD rowspan="1" colspan="1"> <P><B>5.096</B></P> </TD> <TD rowspan="1" colspan="1"> <P>90</P> </TD> <TD rowspan="1" colspan="1"> <P><B>109.993</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>1</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.401</B></P> </TD> <TD rowspan="1" colspan="1"> <P>31</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.751</B></P> </TD> <TD rowspan="1" colspan="1"> <P>61</P> </TD> <TD rowspan="1" colspan="1"> <P><B>5.614</B></P> </TD> <TD rowspan="1" colspan="1"> <P>91</P> </TD> <TD rowspan="1" colspan="1"> <P><B>123.119</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>2</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.275</B></P> </TD> <TD rowspan="1" colspan="1"> <P>32</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.754</B></P> </TD> <TD rowspan="1" colspan="1"> <P>62</P> </TD> <TD rowspan="1" colspan="1"> <P><B>6.169</B></P> </TD> <TD rowspan="1" colspan="1"> <P>92</P> </TD> <TD rowspan="1" colspan="1"> <P><B>137.168</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>3</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.229</B></P> </TD> <TD rowspan="1" colspan="1"> <P>33</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.756</B></P> </TD> <TD rowspan="1" colspan="1"> <P>63</P> </TD> <TD rowspan="1" colspan="1"> <P><B>6.759</B></P> </TD> <TD rowspan="1" colspan="1"> <P>93</P> </TD> <TD rowspan="1" colspan="1"> <P><B>152.171</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>4</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.174</B></P> </TD> <TD rowspan="1" colspan="1"> <P>34</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.756</B></P> </TD> <TD rowspan="1" colspan="1"> <P>64</P> </TD> <TD rowspan="1" colspan="1"> <P><B>7.398</B></P> </TD> <TD rowspan="1" colspan="1"> <P>94</P> </TD> <TD rowspan="1" colspan="1"> <P><B>168.194</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>5</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.168</B></P> </TD> <TD rowspan="1" colspan="1"> <P>35</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.756</B></P> </TD> <TD rowspan="1" colspan="1"> <P>65</P> </TD> <TD rowspan="1" colspan="1"> <P><B>8.106</B></P> </TD> <TD rowspan="1" colspan="1"> <P>95</P> </TD> <TD rowspan="1" colspan="1"> <P><B>185.260</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>6</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.165</B></P> </TD> <TD rowspan="1" colspan="1"> <P>36</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.756</B></P> </TD> <TD rowspan="1" colspan="1"> <P>66</P> </TD> <TD rowspan="1" colspan="1"> <P><B>8.548</B></P> </TD> <TD rowspan="1" colspan="1"> <P>96</P> </TD> <TD rowspan="1" colspan="1"> <P><B>197.322</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>7</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.159</B></P> </TD> <TD rowspan="1" colspan="1"> <P>37</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.756</B></P> </TD> <TD rowspan="1" colspan="1"> <P>67</P> </TD> <TD rowspan="1" colspan="1"> <P><B>9.076</B></P> </TD> <TD rowspan="1" colspan="1"> <P>97</P> </TD> <TD rowspan="1" colspan="1"> <P><B>214.751</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>8</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.143</B></P> </TD> <TD rowspan="1" colspan="1"> <P>38</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.756</B></P> </TD> <TD rowspan="1" colspan="1"> <P>68</P> </TD> <TD rowspan="1" colspan="1"> <P><B>9.708</B></P> </TD> <TD rowspan="1" colspan="1"> <P>98</P> </TD> <TD rowspan="1" colspan="1"> <P><B>232.507</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>9</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.129</B></P> </TD> <TD rowspan="1" colspan="1"> <P>39</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.800</B></P> </TD> <TD rowspan="1" colspan="1"> <P>69</P> </TD> <TD rowspan="1" colspan="1"> <P><B>10.463</B></P> </TD> <TD rowspan="1" colspan="1"> <P>99</P> </TD> <TD rowspan="1" colspan="1"> <P><B>250.397</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>10</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.113</B></P> </TD> <TD rowspan="1" colspan="1"> <P>40</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.859</B></P> </TD> <TD rowspan="1" colspan="1"> <P>70</P> </TD> <TD rowspan="1" colspan="1"> <P><B>11.357</B></P> </TD> <TD rowspan="1" colspan="1"> <P>100</P> </TD> <TD rowspan="1" colspan="1"> <P><B>268.607</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>11</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.111</B></P> </TD> <TD rowspan="1" colspan="1"> <P>41</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.926</B></P> </TD> <TD rowspan="1" colspan="1"> <P>71</P> </TD> <TD rowspan="1" colspan="1"> <P><B>12.418</B></P> </TD> <TD rowspan="1" colspan="1"> <P>101</P> </TD> <TD rowspan="1" colspan="1"> <P><B>290.016</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>12</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.132</B></P> </TD> <TD rowspan="1" colspan="1"> <P>42</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.999</B></P> </TD> <TD rowspan="1" colspan="1"> <P>72</P> </TD> <TD rowspan="1" colspan="1"> <P><B>13.675</B></P> </TD> <TD rowspan="1" colspan="1"> <P>102</P> </TD> <TD rowspan="1" colspan="1"> <P><B>311.849</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>13</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.169</B></P> </TD> <TD rowspan="1" colspan="1"> <P>43</P> </TD> <TD rowspan="1" colspan="1"> <P><B>1.069</B></P> </TD> <TD rowspan="1" colspan="1"> <P>73</P> </TD> <TD rowspan="1" colspan="1"> <P><B>15.150</B></P> </TD> <TD rowspan="1" colspan="1"> <P>103</P> </TD> <TD rowspan="1" colspan="1"> <P><B>333.962</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>14</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.213</B></P> </TD> <TD rowspan="1" colspan="1"> <P>44</P> </TD> <TD rowspan="1" colspan="1"> <P><B>1.142</B></P> </TD> <TD rowspan="1" colspan="1"> <P>74</P> </TD> <TD rowspan="1" colspan="1"> <P><B>16.860</B></P> </TD> <TD rowspan="1" colspan="1"> <P>104</P> </TD> <TD rowspan="1" colspan="1"> <P><B>356.207</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>15</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.254</B></P> </TD> <TD rowspan="1" colspan="1"> <P>45</P> </TD> <TD rowspan="1" colspan="1"> <P><B>1.219</B></P> </TD> <TD rowspan="1" colspan="1"> <P>75</P> </TD> <TD rowspan="1" colspan="1"> <P><B>18.815</B></P> </TD> <TD rowspan="1" colspan="1"> <P>105</P> </TD> <TD rowspan="1" colspan="1"> <P><B>380.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>16</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.293</B></P> </TD> <TD rowspan="1" colspan="1"> <P>46</P> </TD> <TD rowspan="1" colspan="1"> <P><B>1.318</B></P> </TD> <TD rowspan="1" colspan="1"> <P>76</P> </TD> <TD rowspan="1" colspan="1"> <P><B>21.031</B></P> </TD> <TD rowspan="1" colspan="1"> <P>106</P> </TD> <TD rowspan="1" colspan="1"> <P><B>400.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>17</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.328</B></P> </TD> <TD rowspan="1" colspan="1"> <P>47</P> </TD> <TD rowspan="1" colspan="1"> <P><B>1.454</B></P> </TD> <TD rowspan="1" colspan="1"> <P>77</P> </TD> <TD rowspan="1" colspan="1"> <P><B>23.540</B></P> </TD> <TD rowspan="1" colspan="1"> <P>107</P> </TD> <TD rowspan="1" colspan="1"> <P><B>400.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>18</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.359</B></P> </TD> <TD rowspan="1" colspan="1"> <P>48</P> </TD> <TD rowspan="1" colspan="1"> <P><B>1.627</B></P> </TD> <TD rowspan="1" colspan="1"> <P>78</P> </TD> <TD rowspan="1" colspan="1"> <P><B>26.375</B></P> </TD> <TD rowspan="1" colspan="1"> <P>108</P> </TD> <TD rowspan="1" colspan="1"> <P><B>400.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>19</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.387</B></P> </TD> <TD rowspan="1" colspan="1"> <P>49</P> </TD> <TD rowspan="1" colspan="1"> <P><B>1.829</B></P> </TD> <TD rowspan="1" colspan="1"> <P>79</P> </TD> <TD rowspan="1" colspan="1"> <P><B>29.572</B></P> </TD> <TD rowspan="1" colspan="1"> <P>109</P> </TD> <TD rowspan="1" colspan="1"> <P><B>400.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>20</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.414</B></P> </TD> <TD rowspan="1" colspan="1"> <P>50</P> </TD> <TD rowspan="1" colspan="1"> <P><B>2.057</B></P> </TD> <TD rowspan="1" colspan="1"> <P>80</P> </TD> <TD rowspan="1" colspan="1"> <P><B>33.234</B></P> </TD> <TD rowspan="1" colspan="1"> <P>110</P> </TD> <TD rowspan="1" colspan="1"> <P><B>400.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>21</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.443</B></P> </TD> <TD rowspan="1" colspan="1"> <P>51</P> </TD> <TD rowspan="1" colspan="1"> <P><B>2.302</B></P> </TD> <TD rowspan="1" colspan="1"> <P>81</P> </TD> <TD rowspan="1" colspan="1"> <P><B>37.533</B></P> </TD> <TD rowspan="1" colspan="1"> <P>111</P> </TD> <TD rowspan="1" colspan="1"> <P><B>400.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>22</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.473</B></P> </TD> <TD rowspan="1" colspan="1"> <P>52</P> </TD> <TD rowspan="1" colspan="1"> <P><B>2.545</B></P> </TD> <TD rowspan="1" colspan="1"> <P>82</P> </TD> <TD rowspan="1" colspan="1"> <P><B>42.261</B></P> </TD> <TD rowspan="1" colspan="1"> <P>112</P> </TD> <TD rowspan="1" colspan="1"> <P><B>400.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>23</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.513</B></P> </TD> <TD rowspan="1" colspan="1"> <P>53</P> </TD> <TD rowspan="1" colspan="1"> <P><B>2.779</B></P> </TD> <TD rowspan="1" colspan="1"> <P>83</P> </TD> <TD rowspan="1" colspan="1"> <P><B>47.441</B></P> </TD> <TD rowspan="1" colspan="1"> <P>113</P> </TD> <TD rowspan="1" colspan="1"> <P><B>400.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>24</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.554</B></P> </TD> <TD rowspan="1" colspan="1"> <P>54</P> </TD> <TD rowspan="1" colspan="1"> <P><B>3.011</B></P> </TD> <TD rowspan="1" colspan="1"> <P>84</P> </TD> <TD rowspan="1" colspan="1"> <P><B>53.233</B></P> </TD> <TD rowspan="1" colspan="1"> <P>114</P> </TD> <TD rowspan="1" colspan="1"> <P><B>400.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>25</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.602</B></P> </TD> <TD rowspan="1" colspan="1"> <P>55</P> </TD> <TD rowspan="1" colspan="1"> <P><B>3.254</B></P> </TD> <TD rowspan="1" colspan="1"> <P>85</P> </TD> <TD rowspan="1" colspan="1"> <P><B>59.855</B></P> </TD> <TD rowspan="1" colspan="1"> <P>115</P> </TD> <TD rowspan="1" colspan="1"> <P><B>400.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>26</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.655</B></P> </TD> <TD rowspan="1" colspan="1"> <P>56</P> </TD> <TD rowspan="1" colspan="1"> <P><B>3.529</B></P> </TD> <TD rowspan="1" colspan="1"> <P>86</P> </TD> <TD rowspan="1" colspan="1"> <P><B>67.514</B></P> </TD> <TD rowspan="1" colspan="1"> <P>116</P> </TD> <TD rowspan="1" colspan="1"> <P><B>400.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>27</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.688</B></P> </TD> <TD rowspan="1" colspan="1"> <P>57</P> </TD> <TD rowspan="1" colspan="1"> <P><B>3.845</B></P> </TD> <TD rowspan="1" colspan="1"> <P>87</P> </TD> <TD rowspan="1" colspan="1"> <P><B>76.340</B></P> </TD> <TD rowspan="1" colspan="1"> <P>117</P> </TD> <TD rowspan="1" colspan="1"> <P><B>400.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>28</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.710</B></P> </TD> <TD rowspan="1" colspan="1"> <P>58</P> </TD> <TD rowspan="1" colspan="1"> <P><B>4.213</B></P> </TD> <TD rowspan="1" colspan="1"> <P>88</P> </TD> <TD rowspan="1" colspan="1"> <P><B>86.388</B></P> </TD> <TD rowspan="1" colspan="1"> <P>118</P> </TD> <TD rowspan="1" colspan="1"> <P><B>400.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>29</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.727</B></P> </TD> <TD rowspan="1" colspan="1"> <P>59</P> </TD> <TD rowspan="1" colspan="1"> <P><B>4.631</B></P> </TD> <TD rowspan="1" colspan="1"> <P>89</P> </TD> <TD rowspan="1" colspan="1"> <P><B>97.634</B></P> </TD> <TD rowspan="1" colspan="1"> <P>119</P> </TD> <TD rowspan="1" colspan="1"> <P><B>400.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1"> <P>120</P> </TD> <TD rowspan="1" colspan="1"> <P><B>1000.000</B></P> </TD> </TR> </TBODY> </TABLE> </P> <h2><a href="/GAC/Appendix(120-2-39) III" name="(120-2-39) III" title="(120-2-39) III">Appendix (120-2-39) III </a></h2> <P>Projection Scale G2</P> <P>Female, Age Nearest Birthday</P> <P> <TABLE> <TBODY> <TR> <TD rowspan="1" colspan="1"> <P>AGE</P> </TD> <TD rowspan="1" colspan="1"> G2<SUB>x</SUB></TD> <TD rowspan="1" colspan="1"> <P>AGE</P> </TD> <TD rowspan="1" colspan="1"> G2<SUB>x</SUB></TD> <TD rowspan="1" colspan="1"> <P>AGE</P> </TD> <TD rowspan="1" colspan="1"> G2<SUB>x</SUB></TD> <TD rowspan="1" colspan="1"> <P>AGE</P> </TD> <TD rowspan="1" colspan="1"> G2<SUB>x</SUB></TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>0</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>30</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>60</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.013</B></P> </TD> <TD rowspan="1" colspan="1"> <P>90</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.006</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>1</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>31</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>61</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.013</B></P> </TD> <TD rowspan="1" colspan="1"> <P>91</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.006</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>2</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>32</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>62</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.013</B></P> </TD> <TD rowspan="1" colspan="1"> <P>92</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.005</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>3</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>33</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>63</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.013</B></P> </TD> <TD rowspan="1" colspan="1"> <P>93</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.005</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>4</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>34</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>64</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.013</B></P> </TD> <TD rowspan="1" colspan="1"> <P>94</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.004</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>5</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>35</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>65</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.013</B></P> </TD> <TD rowspan="1" colspan="1"> <P>95</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.004</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>6</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>36</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>66</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.013</B></P> </TD> <TD rowspan="1" colspan="1"> <P>96</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.004</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>7</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>37</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>67</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.013</B></P> </TD> <TD rowspan="1" colspan="1"> <P>97</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.003</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>8</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>38</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>68</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.013</B></P> </TD> <TD rowspan="1" colspan="1"> <P>98</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.003</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>9</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>39</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>69</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.013</B></P> </TD> <TD rowspan="1" colspan="1"> <P>99</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.002</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>10</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>40</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>70</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.013</B></P> </TD> <TD rowspan="1" colspan="1"> <P>100</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.002</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>11</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>41</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>71</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.013</B></P> </TD> <TD rowspan="1" colspan="1"> <P>101</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.002</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>12</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>42</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>72</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.013</B></P> </TD> <TD rowspan="1" colspan="1"> <P>102</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.001</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>13</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>43</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>73</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.013</B></P> </TD> <TD rowspan="1" colspan="1"> <P>103</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.001</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>14</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>44</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>74</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.013</B></P> </TD> <TD rowspan="1" colspan="1"> <P>104</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>15</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>45</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>75</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.013</B></P> </TD> <TD rowspan="1" colspan="1"> <P>105</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>16</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>46</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>76</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.013</B></P> </TD> <TD rowspan="1" colspan="1"> <P>106</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>17</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>47</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>77</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.013</B></P> </TD> <TD rowspan="1" colspan="1"> <P>107</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>18</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>48</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>78</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.013</B></P> </TD> <TD rowspan="1" colspan="1"> <P>108</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>19</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>49</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>79</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.013</B></P> </TD> <TD rowspan="1" colspan="1"> <P>109</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>20</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>50</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>80</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.013</B></P> </TD> <TD rowspan="1" colspan="1"> <P>110</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>21</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>51</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>81</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.012</B></P> </TD> <TD rowspan="1" colspan="1"> <P>111</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>22</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>52</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.011</B></P> </TD> <TD rowspan="1" colspan="1"> <P>82</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.012</B></P> </TD> <TD rowspan="1" colspan="1"> <P>112</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>23</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>53</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.011</B></P> </TD> <TD rowspan="1" colspan="1"> <P>83</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.011</B></P> </TD> <TD rowspan="1" colspan="1"> <P>113</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>24</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>54</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.011</B></P> </TD> <TD rowspan="1" colspan="1"> <P>84</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>114</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>25</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>55</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.012</B></P> </TD> <TD rowspan="1" colspan="1"> <P>85</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>115</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>26</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>56</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.012</B></P> </TD> <TD rowspan="1" colspan="1"> <P>86</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.009</B></P> </TD> <TD rowspan="1" colspan="1"> <P>116</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>27</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>57</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.012</B></P> </TD> <TD rowspan="1" colspan="1"> <P>87</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.008</B></P> </TD> <TD rowspan="1" colspan="1"> <P>117</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>28</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>58</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.012</B></P> </TD> <TD rowspan="1" colspan="1"> <P>88</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.007</B></P> </TD> <TD rowspan="1" colspan="1"> <P>118</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>29</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>59</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.013</B></P> </TD> <TD rowspan="1" colspan="1"> <P>89</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.007</B></P> </TD> <TD rowspan="1" colspan="1"> <P>119</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1"> <P>120</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> </TBODY> </TABLE> </P> <h2><a href="/GAC/Appendix(120-2-39) IV" name="(120-2-39) IV" title="(120-2-39) IV">Appendix (120-2-39) IV </a></h2> <P>Projection Scale G2</P> <P>Male, Age Nearest Birthday</P> <P> <TABLE> <TBODY> <TR> <TD rowspan="1" colspan="1"> <P>AGE</P> </TD> <TD rowspan="1" colspan="1"> G2<SUB>x</SUB></TD> <TD rowspan="1" colspan="1"> <P>AGE</P> </TD> <TD rowspan="1" colspan="1"> G2<SUB>x</SUB></TD> <TD rowspan="1" colspan="1"> <P>AGE</P> </TD> <TD rowspan="1" colspan="1"> G2<SUB>x</SUB></TD> <TD rowspan="1" colspan="1"> <P>AGE</P> </TD> <TD rowspan="1" colspan="1"> G2<SUB>x</SUB></TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>0</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>30</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>60</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.015</B></P> </TD> <TD rowspan="1" colspan="1"> <P>90</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.007</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>1</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>31</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>61</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.015</B></P> </TD> <TD rowspan="1" colspan="1"> <P>91</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.007</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>2</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>32</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>62</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.015</B></P> </TD> <TD rowspan="1" colspan="1"> <P>92</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.006</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>3</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>33</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>63</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.015</B></P> </TD> <TD rowspan="1" colspan="1"> <P>93</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.005</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>4</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>34</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>64</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.015</B></P> </TD> <TD rowspan="1" colspan="1"> <P>94</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.005</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>5</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>35</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>65</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.015</B></P> </TD> <TD rowspan="1" colspan="1"> <P>95</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.004</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>6</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>36</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>66</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.015</B></P> </TD> <TD rowspan="1" colspan="1"> <P>96</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.004</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>7</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>37</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>67</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.015</B></P> </TD> <TD rowspan="1" colspan="1"> <P>97</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.003</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>8</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>38</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>68</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.015</B></P> </TD> <TD rowspan="1" colspan="1"> <P>98</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.003</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>9</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>39</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>69</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.015</B></P> </TD> <TD rowspan="1" colspan="1"> <P>99</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.002</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>10</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>40</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>70</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.015</B></P> </TD> <TD rowspan="1" colspan="1"> <P>100</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.002</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>11</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>41</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>71</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.015</B></P> </TD> <TD rowspan="1" colspan="1"> <P>101</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.002</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>12</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>42</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>72</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.015</B></P> </TD> <TD rowspan="1" colspan="1"> <P>102</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.001</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>13</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>43</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>73</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.015</B></P> </TD> <TD rowspan="1" colspan="1"> <P>103</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.001</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>14</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>44</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>74</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.015</B></P> </TD> <TD rowspan="1" colspan="1"> <P>104</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>15</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>45</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>75</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.015</B></P> </TD> <TD rowspan="1" colspan="1"> <P>105</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>16</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>46</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>76</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.015</B></P> </TD> <TD rowspan="1" colspan="1"> <P>106</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>17</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>47</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>77</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.015</B></P> </TD> <TD rowspan="1" colspan="1"> <P>107</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>18</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>48</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>78</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.015</B></P> </TD> <TD rowspan="1" colspan="1"> <P>108</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>19</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>49</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>79</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.015</B></P> </TD> <TD rowspan="1" colspan="1"> <P>109</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>20</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>50</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>80</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.015</B></P> </TD> <TD rowspan="1" colspan="1"> <P>110</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>21</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>51</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.011</B></P> </TD> <TD rowspan="1" colspan="1"> <P>81</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.014</B></P> </TD> <TD rowspan="1" colspan="1"> <P>111</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>22</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>52</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.011</B></P> </TD> <TD rowspan="1" colspan="1"> <P>82</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.013</B></P> </TD> <TD rowspan="1" colspan="1"> <P>112</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>23</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>53</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.012</B></P> </TD> <TD rowspan="1" colspan="1"> <P>83</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.013</B></P> </TD> <TD rowspan="1" colspan="1"> <P>113</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>24</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>54</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.012</B></P> </TD> <TD rowspan="1" colspan="1"> <P>84</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.012</B></P> </TD> <TD rowspan="1" colspan="1"> <P>114</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>25</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>55</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.013</B></P> </TD> <TD rowspan="1" colspan="1"> <P>85</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.011</B></P> </TD> <TD rowspan="1" colspan="1"> <P>115</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>26</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>56</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.013</B></P> </TD> <TD rowspan="1" colspan="1"> <P>86</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>116</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>27</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>57</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.014</B></P> </TD> <TD rowspan="1" colspan="1"> <P>87</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.009</B></P> </TD> <TD rowspan="1" colspan="1"> <P>117</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>28</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>58</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.014</B></P> </TD> <TD rowspan="1" colspan="1"> <P>88</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.009</B></P> </TD> <TD rowspan="1" colspan="1"> <P>118</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1"> <P>29</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.010</B></P> </TD> <TD rowspan="1" colspan="1"> <P>59</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.015</B></P> </TD> <TD rowspan="1" colspan="1"> <P>89</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.008</B></P> </TD> <TD rowspan="1" colspan="1"> <P>119</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> <TR> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1">&nbsp;</TD> <TD rowspan="1" colspan="1"> <P>120</P> </TD> <TD rowspan="1" colspan="1"> <P><B>0.000</B></P> </TD> </TR> </TBODY> </TABLE> </P> </div> </div> </HTML> </div> <div id="toc" class="sidebar noprint"> <ul id="toc-children" class="children"><li><a href="/GAC/120-2-39-.01" name="120-2-39-.01" title="120-2-39-.01">Rule 120-2-39-.01 Authority and Purpose</a></li><li><a href="/GAC/120-2-39-.02" name="120-2-39-.02" title="120-2-39-.02">Rule 120-2-39-.02 Unisex Life Mortality Tables</a></li><li><a href="/GAC/120-2-39-.03" name="120-2-39-.03" title="120-2-39-.03">Rule 120-2-39-.03 Separability Article</a></li><li><a href="/GAC/120-2-39-.04" name="120-2-39-.04" title="120-2-39-.04">Rule 120-2-39-.04 Definitions</a></li><li><a href="/GAC/120-2-39-.05" name="120-2-39-.05" title="120-2-39-.05">Rule 120-2-39-.05 Individual Annuity or Pure Endowment Contracts</a></li><li><a href="/GAC/120-2-39-.06" name="120-2-39-.06" title="120-2-39-.06">Rule 120-2-39-.06 Application of the 2012 IAR Mortality Table</a></li><li><a href="/GAC/120-2-39-.07" name="120-2-39-.07" title="120-2-39-.07">Rule 120-2-39-.07 Group Annuity or Pure Endowment Contracts</a></li><li><a href="/GAC/120-2-39-.08" name="120-2-39-.08" title="120-2-39-.08">Rule 120-2-39-.08 Application of the 1994 GAR Table</a></li><li><a href="/GAC/120-2-39-.09" name="120-2-39-.09" title="120-2-39-.09">Rule 120-2-39-.09 Effective Date</a></li><li><a href="/GAC/Appendix(120-2-39) I" name="(120-2-39) I" title="(120-2-39) I">Appendix (120-2-39) I </a></li><li><a href="/GAC/Appendix(120-2-39) II" name="(120-2-39) II" title="(120-2-39) II">Appendix (120-2-39) II </a></li><li><a href="/GAC/Appendix(120-2-39) III" name="(120-2-39) III" title="(120-2-39) III">Appendix (120-2-39) III </a></li><li><a href="/GAC/Appendix(120-2-39) IV" name="(120-2-39) IV" title="(120-2-39) IV">Appendix (120-2-39) IV </a></li></ul> </div> </div> <!--content ends here--> <div id="footer" class="noprint"><span class="footer">Copyright &copy; 2019 Lawriter LLC - All rights reserved.</span>| <a href="mailto:support@casemakerlegal.com?subject=Rules and Regulations of the State of Georgia">Email Us</a> | 844-838-0769 | <a href="http://livechat.casemakerlegal.com/client.php?locale=en" target="_blank" onclick="if(navigator.userAgent.toLowerCase().indexOf('opera') != -1 && window.event.preventDefault)window.event.preventDefault();this.newWindow = window.open('http://livechat.casemakerlegal.com/client.php?locale=en&url='+escape(document.location.href)+'&referrer='+escape(document.referrer), 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